Slot Madness
Baccarat
(multi-player)
InterCasino's multi-player Baccarat is played and programmed with
Atlantic City Gaming rules. Authority: New Jersey Casino Control
Commission.
Rule Exceptions: The cards are shuffled after each hand.
Premise:
Two hands are dealt in Baccarat - The Banker's hand and the Player's
hand. Prior to each deal, the player wagers on whether the Player's
hand or the Banker's hand is closest to a total of 9. The player also
has the option to wager on a tie (i.e. both the banker's and player's
hands total the same). 8 decks of 52 cards are used.
How to Play:
Betting: Your chips
are stacked by denomination ($1, $5, $25,
$100, $500) at the bottom of the game window. Select the amount you
would like to wager on a given hand by clicking the left mouse button
on the chip of that denomination. This activates that specific chip
denomination. Next, place your bet on the Baccarat table by clicking on
a bet field. To specify a bet that is not equal to an existing chip
denomination, simply click on another chip denomination after placing
your previous chip on the table. For example, to bet $30, click on the
$25 chip and place it on the table then click on the $5 chip and place
it on top of the $25 chip. By clicking on the right mouse button you
will withdraw your entire wager.
Your total bet will be displayed in the "Bet" just below "User". You
may repeat your last bet by clicking on the ReBet button or by simply
hitting the "0" button of your numeric keyboard. Other keyboard
shortcuts are summarized below. If you place a wager that is lower than
the minimum table bet limit, your bet amount will be automatically
adjusted to the minimum bet amount.
Multi-Player Baccarat: In
the multi-player version of Baccarat,
each table can accommodate five players and the dealer. You may change
your position on the table by clicking on the desired spot between
hands. Each player begins a hand by placing a bet on the Baccarat
table. You may place a bet when the "Deal" button, "Pass" button and
betting chips are placed in front of your seat.
There are three types of bets a player may wager on - the Player's hand
(click on the first circle from the end of the table to place the
wager), the Banker's hand (click on the second circle from the end of
the table to place the wager), or the Tie bet (click on the number
above the second circle to place the wager). A combination of these
bets can also be made. Place your wagered amount by clicking with the
left mouse button on the Baccarat table field you would
like to bet
(Player, Banker, Tie).
Once you have placed a bet on the table, you may choose to skip the
given deal (before your first card is dealt) by clicking on the "Pass"
button or to proceed with the bet by pressing "Deal". If you do not bet
or pass within 15 seconds from the beginning of your turn, you will be
automatically excluded from that particular hand. Note that if you join
a table in the middle of a hand, you must wait until the round is over
and after that you will be able to bet on the next hand.
After each player has
pressed either the "Deal" or "Pass" button, the
Player and Banker are dealt two cards. All tens and picture cards are
worth zero, aces are worth 1, and all other cards are worth their face
value. If the value of cards exceeds 9, then the value is adjusted by
subtracting 10 from the total.
Example:
| Hand |
Hand Total |
| 9+7=16 |
6 |
| 5+5+5=15 |
5 |
| 10+9=19 |
"Natural"
9 |
After the first two
cards are dealt to
both the Player and Banker, a third additional card may be dealt but
the player does not ask for a third card. All additional cards are
subject to a "Third Card Rule". No hand receives more than three cards.
When the Player and Banker hands equal the same total, the hand is
declared a Tie. If the value of the cards in either the Player's Hand
or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their
initial two cards then no more cards shall be dealt to either hand. If
the value of the cards in the Banker's Hand on the first two cards is 0
to 7 inclusive, the Player's hand shall draw in accordance with the
"Third Card Rules".
Third Card Rules:
If the Player's two cards total:
| Player's Hand |
Draw? |
| 0-5 |
Player's
hand must draw |
| 6-7 |
Player's
hand must stand |
| 8-9 |
"Natural"
(both hands stand) |
After the Player's
Hand acts on a third card draw, the Banker's Hand receives a third card
according to these rules:
| Banker's Hand |
Draw? |
| 0-2 |
Banker's
hand must draw |
| 3-6 |
Third
card to Player's hand determines draw or stand |
| 7 |
Banker's
hand must stand |
When the Banker's two cards total between 3-6:
| Banker's Hand |
Banker's hand draws when Player's third card is: |
Banker's hand does not draw when Player's third
card is: |
| 3 |
1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0,1,8,9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Banker's
hand must stand |
Banker's
hand must stand |
| 8-9 |
"Natural"
- Bank stands |
"Natural"
- Bank stands |
If the Player's hand
stands on two cards
(6,7), then a two card Banker hand totalling 3,4,5 must draw and a
Banker hand totalling 6 must stand.
Payoffs:
| Wager and Result |
Payoff |
| A
winning Player hand wager |
1
to 1 |
A
winning Banker hand wager
(5% commission on winnings for the House) |
1
to 1 |
| A
winning Tie wager |
8
to 1 |
If the hand that you bet on
wins, you are paid 1 to 1. If you bet on a tie, you win eight
(8) times
the amount you originally bet. Please note that if you win when backing
the Banker's hand, the House charges a small percentage.
Betting Limits:
$5 minimum bet.
$300 maximum bet.
Setting your table bet
limit:
You may also set your
table bet limit below the maximum specified limit
by selecting Bet Options from the Game Menu. The Modify Table Bet Limit
window will appear on the screen. To reduce your maximum table bet
limit type in the new limit in the appropriate box and confirm it by
typing your PIN in the box below. Click on the OK button to complete
the update. Please be aware that you can modify your table bet limit no
more than once per week (Friday 12:00 AM EST) and that using the Modify
Table Bet Limit function affects the bet limit for all games and not
just the game that you are currently playing.
Chatting:
To begin chatting,
click on the Chat button at the bottom left-hand
corner of the game console. A chat window will pop-up in the top-left
hand corner of the game console. You may chat with others at the table
by typing in a message in the chat window and pressing Send. Your
message and the messages of others will appear in the top part of the
game window. The actual location depends on your seating position. If
you prefer not to chat, you may close the chat window by clicking on
the "x" button in the top right hand corner of the chat window. You may
reopen the chat window at any time by clicking on "Chat" in the top
menu bar.
Please refrain from using any language or discussing topics that others
may deem offensive. Failure to comply with this rule may result in your
removal from InterCasino. If you feel that someone is abusing this
rule, please send an e-mail to our support team and we will look into
it.
Numeric Keyboard
Shortcuts:
| Keyboard Entry |
Action |
| 0 |
Repeat
last bet |
| Enter |
Deal |
| 1 |
Bet
on Player Hand |
| 2 |
Bet
on Banker Hand |
| 3 |
Bet
on Tie |
| Up
Arrow |
Increase
bet by $1 |
| Down
Arrow |
Decrease
bet by $1 |
| "Shift
+ Up Arrow" |
Increase
bet by $10 |
| "Shift
+ Down Arrow" |
Decrease
bet by $10 |
| Del
or . |
Remove
bets |
For keyboards without
keypads, you must use the "Fn" key plus the shortcuts above (e.g. +
Enter). Please note that these keyboard shortcuts are offered as a
suggestion only. Some computers behave differently than others and
therefore we cannot guarantee that the shortcuts will apply to all
computers.
Statistics:
A list of the previous
winners is displayed in the Statistics
window on the left hand side of the screen. The Banker's hand is
indicated by the letter 'B', the Player's hand is indicated by the
letter 'P' and a tie is indicated by a dash '-'. Consecutive wins by
either the Banker or the Player are displayed in the same column. A new
column is displayed when the Banker or Player starts a new winning
streak. A tie is considered part of the same winning streak and is
always displayed in the same column as the previous winner. In
addition, the sum of all Banker wins, Player wins, ties and total hands
played is displayed at the bottom of the statistics window.
Note:
You may turn on/off
the Sound, Voice and Animation during the
game by clicking on the Options button located in the lower left-hand
area of the console. The setting is turned on when the checkbox is
checked and it is turned off when the checkbox is unchecked. You must
exit and re-enter the game to activate the Animation feature.
References:
For further information on Baccarat, please consult the following
references:
Patrick, John. John
Patrick's Baccarat : How to Play and Win at the Table With the Fastest
Action and the Highest Stakes, Lyle Stuart, 1997.
Stuart, Lyle. Lyle Stuart on Baccarat, Barricade Books, 1997.
Tamburin, Henry. Reference Guide to Casino Gambling, Research
Services Unlimited, 1993.
Tamburin, Henry and Rahm, Richard. Winning Baccarat Strategies,
Research Services Unlimited, 1983.
Game
Rules by Inter Casino
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